The Punt Daily: Tom Collins' free horse racing tip on Monday afternoon

BANKER

(2.55 Musselburgh)

Richard Fahey's four-year-old slid down the ratings from a mark of 80 to just 65 over the last 12 months and it was no surprise to see him capitalise from the handicappers' leniency at Ayr when last seen. Militia showed plenty of speed to lead a field of 17 down the centre of the track before booting clear over the minimum trip to win convincingly at the line by a length and a quarter. He has been hit with a 5lb penalty for that but remains well treated on his backform and should be able to follow up in this less competitive affair.

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